SoFlo360
Service Area · Key West

Bookkeeping Services for Key West Small Businesses

SoFlo360 is a Florida-based bookkeeping firm serving Key West small businesses remotely. We're up in Polk County. Nowhere near the island, and we won't pretend otherwise. But the entire engagement runs online, which is exactly what a hospitality-and-charter economy at the end of the highway needs.

How We Work

How we work with Key West-area businesses

Key West runs on tourism. Restaurants, bars, charters, tours, dive shops, and short-term rentals, all seasonal and all cash-and-tip heavy. Getting a bookkeeper to come to the island is expensive and slow; getting clean books done remotely isn't. We reconcile the POS against the bank, track Monroe County sales and tourist tax, and close every month on schedule. From Polk County, entirely online. For an island economy, remote isn't a compromise; it's the practical answer.

Industries

Key West industries we work with

The Key West businesses we fit best usually come from these industries. If yours is different, ask anyway. About half our work is in industries we don't have a dedicated page for yet.

Restaurants

Restaurants & cafés

Independent restaurants, cafés, and food spots from Duval Street to the marinas. Food cost, labor, tips, daily sales, and Monroe County sales tax tracked monthly, with POS reconciled against bank deposits.

View service
Bars & Nightlife

Bars & nightlife

Key West's bars, live-music spots, and late-night venues. Bar sales, tips, and event nights tracked cleanly, with the heavy cash side reconciled so the monthly numbers are real.

View service
Charters & Marine

Charters, tours & marine

Fishing charters, dive operators, sunset cruises, and marine services across the Keys. Seasonal cash flow, fuel and slip expenses, deposits, and 1099 mate or captain records handled cleanly.

View service
Short-Term Rentals

Short-term rental hosts

Airbnb and VRBO owners across Key West and the Keys. Per-property tracking, the Monroe County tourist development tax, and clean Schedule E or C books per unit.

View service
Retail

Retail & shops

Boutiques, galleries, dive shops, and souvenir retailers on and around Duval Street. Inventory, retail sales tax, and clean owner-draw books for seasonal, tourist-driven shops.

View service
Hospitality

Lodging & hospitality

Guesthouses, small inns, and hospitality operators on the island. Seasonal occupancy, deferred revenue, tourist tax, and clean monthly books that match the booking platforms.

View service
Process

How remote bookkeeping works

A Key West engagement follows the same path as every other one we run. Four steps cover it.

01

Free consultation by video or phone

A free half-hour call to walk through the business, how the books look today, and what you're hoping to hand off. No prep on your side.

02

Secure document upload

Upload the bank statements, prior tax returns, and the existing QuickBooks file to our client portal. The transfer is encrypted and secure.

03

Monthly bookkeeping rhythm

Month in, month out: feeds reconciled, transactions categorized, reports delivered on schedule. Questions get answered by email or a short call whenever they come up.

04

Year-end hand-off to your CPA

Your CPA or preparer receives a clean year-end packet, ready to work from. We don't file the return; we make it easy to file.

Pricing

Key West pricing. Same as the rest of Florida.

The Key West price is the Florida price. Fixed and transparent, with no premium and no discount for the zip code. Tier details, complexity adders, and cleanup pricing live on the full pricing page.

Tier 1

Starter

Solo owners and small operators.

$149/month

Best fit if:

  • Transactions: under 50/month
  • Monthly expenses: under $10K
  • Accounts: 1-2 accounts
See full Starter details
Tier 3

Scale

Larger or more complex businesses.

$799/month

Best fit if:

  • Transactions: 200-500/month
  • Monthly expenses: $50K: $200K
  • Accounts: 5+ accounts
See full Scale details

The detailed breakdown, with complexity adders, cleanup pricing, and FAQ, is one click away.

View full pricing page
Key West FAQ

Common questions from Key West-area business owners.

No, and we won't pretend otherwise: Polk County is a long drive north of the Keys. It doesn't affect the work, though, because a Key West engagement runs online: bank feeds, document upload, cloud accounting, video calls, and monthly reports. Most of our Key West clients have never met us in person, and video covers every conversation from onboarding through year-end.
We don't carry island office space; we work remotely from Polk County, so no Duval Street rent ends up in your fee. The service fits smaller operators, a charter, a bar, a tour company, or a couple of rental units under a few hundred transactions a month, rather than mid-market accounts. The fee is a fixed monthly close, not billable hours. If you run a high-volume, multi-entity group, a larger firm may suit you better, and we'll be upfront about it.
Yes. Sales are coded for Florida's 6% state rate plus Monroe County's 1.5% discretionary surtax, per transaction. Short-term rentals across the Keys also owe the county tourist development tax, and we track it unit by unit. Returns come to you ready to file; you or your CPA normally file them.
Key West and the Keys have deep Cuban and Caribbean roots, and Spanish is part of everyday business across the island's hospitality economy. Calls, emails, and document review can all run in Spanish whenever you prefer.
Yes. 'Key West-area' here means all of Monroe County: Key West, Marathon, Islamorada, Key Largo, and the Keys in between. One price and the same work from Key Largo to Key West, with no location markup.
Then you switch. The QuickBooks Online file belongs to you, unlocked, with nothing held back. We send a clean year-end packet to your new bookkeeper and charge nothing for the transition. Thirty days' notice is all we ask.

Key West small business? Let's talk.

Start with a free 30-minute consultation. We review your books as they are and recommend the next move. Phone, video, or email, whatever suits you.

Call us Book Free Consult →