Tier 1
Starter
Solo owners and small operators.
$149
/month
Best fit if:
- Transactions: under 50/month
- Monthly expenses: under $10K
- Accounts: 1–2 accounts
Service Area · Clearwater
Bookkeeping Services for Clearwater-Area Small Businesses
SoFlo360 is a Florida-based bookkeeping firm serving Clearwater-area small businesses remotely. We're an hour and a half east in Polk County, the engagement runs entirely online, and the work suits Pinellas business owners who don't want to drive to downtown Tampa for a bookkeeper meeting that could have been a Zoom call.
How We Work
How we work with Clearwater-area businesses
Clearwater is closer to Tampa than we are — you've already got plenty of local options. Where we land best: smaller Pinellas operators who don't need a full-time bookkeeper, beach-area businesses that want clean per-property or seasonal-month tracking, and vacation rental hosts on Sand Key, Indian Rocks, and Belleair who don't want to be a small fish in a big Tampa firm. Everything happens remotely. If you need to hand over receipts in person, a downtown Clearwater bookkeeper is a better fit.
Industries
Clearwater industries we work with
Clearwater and the Pinellas Gulf Coast have a few distinct small-business clusters that line up well with our work.
Vacation Rentals
Beach vacation rental hosts
Sand Key, Indian Rocks Beach, Belleair Shore, Clearwater Beach. Per-property income and expenses, Pinellas tourist development tax setup (6%), and the seasonal swing tracked so January doesn't look like June on accident.
View service
Restaurants
Beach & downtown restaurants
Restaurants on Clearwater Beach, in downtown Cleveland Street, and along the Pinellas waterfront. Food cost, labor, tips, daily sales, Pinellas County 1% surtax. Seasonal cash flow planning when winter season hits.
View service
Service Businesses
Service businesses
Home services, pool cleaning, landscaping, mobile repair, fitness, beauty — the small businesses that drive Pinellas day-to-day. Clean monthly close with no surprises at tax time.
View service
Marine & Boating
Marine & boating businesses
Charter operators, boat detailing, marine repair, fishing guides. Seasonal revenue, equipment depreciation, fuel and dockage as recurring costs — tracked the way a CPA needs to see them.
View service
Real Estate
Real estate agents
Pinellas-focused solo agents and small teams. Commission income, splits, MLS dues, marketing spend, and Schedule C or S-corp-ready books — second-home market clients included.
View service
Construction
Trades & contractors
Beach-area renovations, hurricane recovery, dockwork, residential remodel subs across Pinellas. Job costing, 1099 vendor records, and clean year-end books.
View serviceProcess
How remote bookkeeping works
The work runs the same whether you're in Clearwater or anywhere else in Florida. Here's how a typical engagement is structured.
01
Free consultation by video or phone
A 30-minute call to understand the business, the current state of the books, and what you actually need. No prep required.
02
Secure document upload
You upload bank statements, prior tax returns, and any existing QuickBooks file through our client portal — encrypted and secure.
03
Monthly bookkeeping rhythm
Each month: bank feeds reconciled, transactions categorized, reports delivered. Questions answered by email or short calls as needed.
04
Year-end hand-off to your CPA
Clean year-end packet delivered to whichever CPA or tax preparer you use — Clearwater-area or otherwise. Their job is the return; ours is making it easy.
Pricing
Same pricing in Clearwater as everywhere else.
Florida-based bookkeeper. Florida-based pricing. No beach-office markup, because there's no beach office.
Tier 2
Growth
Established small businesses ready for a real monthly close.
$399
/month
Best fit if:
- Transactions: 50–200/month
- Monthly expenses: $10K–$50K
- Accounts: 3–4 accounts
Tier 3
Scale
Growing businesses with more complexity and advisory needs.
$799
/month
Best fit if:
- Transactions: 200–500/month
- Monthly expenses: $50K–$200K
- Accounts: 5+ accounts
See the full pricing breakdown including complexity adders, cleanup pricing, and FAQ.
Clearwater FAQ
Common questions from Clearwater-area business owners.
Tampa and Clearwater are both in the Tampa Bay region, and our service is identical. We made a separate Clearwater page because the businesses we tend to fit on this side of the Bay are different — beach-area vacation rentals, marine services, seasonal restaurants, smaller Pinellas operators. If you're in Pinellas County, this is the page that probably describes your situation; if you're in Hillsborough, the Tampa page may be closer to what you need.
Yes. Pinellas tourist development tax is 6%, and it's separate from the state sales tax (6%) and the county discretionary surtax (1%). We set up the books to track all three correctly on rental income. Most rentals booked through Airbnb or VRBO handle some of these — we make sure your books reflect what was collected and remitted versus what you owe.
Rarely. We're 90 minutes east, and almost everything in bookkeeping is faster over video. For onboarding, year-end review, and questions during the year, video calls do the job. If something genuinely needs an in-person conversation, we'll make the drive — but most of our Pinellas clients have never asked.
Yes. Pinellas businesses with strong winter-season and quieter shoulder seasons need books that show the pattern clearly. We deliver a monthly P&L plus year-over-year comparisons so the seasonal trend is visible at a glance, and we can build out cash flow forecasts at the Growth and Scale tiers when that's useful for planning ahead.
Often, yes — not because our work is worth less, but because we don't pay Pinellas commercial rent. Our pricing (Starter $149/mo, Growth $399/mo, Scale $799/mo) is the same everywhere in Florida. Compare us against the quotes you've received locally; the value is easiest to evaluate side-by-side.
Same coverage. The page says Clearwater because that's the search term, but we work with small businesses across Pinellas — Largo, Dunedin, Palm Harbor, Tarpon Springs, Seminole, Pinellas Park, St. Petersburg. The work doesn't care which Pinellas city you're in.
Clearwater small business? Let's talk.
Book a free 30-minute consultation. We'll review where your books stand and recommend the right next step. Phone, video, or email — whatever works.