Tier 1
Starter
Solo owners and small operators.
$149
/month
Best fit if:
- Transactions: under 50/month
- Monthly expenses: under $10K
- Accounts: 1–2 accounts
Service Area · St. Petersburg
Bookkeeping Services for St. Petersburg Small Businesses
SoFlo360 is a Polk County–based bookkeeping firm serving St. Pete's downtown restaurants, craft breweries, creative agencies, real estate teams, and waterfront service businesses remotely. We're 90 minutes east on I-4, the work runs entirely online, and we don't carry the Tampa-Bay office overhead that gets passed through in most St. Pete quotes.
How We Work
How we work with St. Petersburg-area businesses
St. Pete has changed faster in the last decade than almost anywhere in Florida — the downtown arts district, the Edge District, Grand Central, and the brewery scene have made it a small-business magnet for restaurants, creative agencies, breweries, and design firms. The downside for a small operator is the same as Tampa: most local firms quote $800+/month and treat you as the smallest client on their list. We're 90 minutes east in Polk County, the engagement runs entirely online (bank feeds, document upload, video calls, monthly close), and we focus on the under-200-transactions / under-$50K-monthly-expenses tier where downtown St. Pete's pricing becomes a stretch. Where we fit best: indie restaurants in Old Northeast, Grand Central, and EDGE; the brewery / taproom / kitchen operators in Warehouse Arts and Central Arts; small creative agencies and freelancers along Central Avenue; real estate agents working Snell Isle, Old NE, and the beaches; and marine and waterfront service operators around the Demens Landing and Maximo Marina corridors.
Industries
St. Petersburg industries we work with
These are the categories where we tend to fit small operators in the St. Petersburg market best. If yours isn't listed, ask us anyway — about half our work is in industries we don't have a dedicated page for yet.
Restaurants
Restaurants & cafés
Indie restaurants and cafés across Old Northeast, the Edge District, Grand Central, Kenwood, and the downtown waterfront. Daily sales reconciliation, food cost, labor, tips, Pinellas County sales tax, and POS-to-bank reconciliation each month.
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Breweries
Craft breweries & taprooms
Independent brewers and taproom operators in the Warehouse Arts District, EDGE, and Grand Central. COGS by SKU, kegs vs. cans vs. on-premise, distribution accounting, and the federal / state excise tax piece your CPA expects you to track cleanly.
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Creative Agencies
Agencies, designers & freelancers
Boutique creative agencies, designers, writers, photographers, and one-person shops along Central Avenue and the Warehouse Arts corridor. Project tracking, retainer income, subcontractor 1099s, and S-corp owner-draw setups.
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Real Estate
Real estate agents & teams
Solo agents and small teams working Old NE, Snell Isle, downtown St. Pete, and the Pinellas beaches. Commission income, marketing spend, MLS dues, and Schedule C or S-corp-ready books.
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Marine & Boating
Marine & waterfront services
Charters, marine repair, dive operators, and fishing guides working Demens Landing, Maximo, and the Gulfport / Pass-a-Grille waterfront. Seasonal cash flow, fuel and slip expenses, and 1099 mate or captain records.
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Short-Term Rentals
Short-term rental hosts
Beach-area Airbnb and VRBO hosts in St. Pete Beach, Treasure Island, Madeira Beach, and parts of downtown St. Pete that permit STR. Per-property tracking, Pinellas TDT, clean Schedule E / C books per unit.
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How remote bookkeeping works
The work runs the same whether you're in St. Petersburg or anywhere else in Florida. Here's how a typical engagement is structured.
01
Free consultation by video or phone
A 30-minute call to understand the business, the current state of the books, and what you actually need. No prep required.
02
Secure document upload
You upload bank statements, prior tax returns, and any existing QuickBooks file through our client portal — encrypted and secure.
03
Monthly bookkeeping rhythm
Each month: bank feeds reconciled, transactions categorized, reports delivered. Questions answered by email or short calls as needed.
04
Year-end hand-off to your CPA
Clean year-end packet delivered to whichever CPA or tax preparer you use. Their job is the return; ours is making it easy.
Pricing
St. Petersburg pricing. Same as the rest of Florida.
We don't charge a city-specific premium in St. Petersburg, and we don't discount it either. Pricing is fixed and transparent — see the full breakdown for tier inclusions, complexity adders, and cleanup pricing.
Tier 2
Growth
Established small businesses ready for a real monthly close.
$399
/month
Best fit if:
- Transactions: 50–200/month
- Monthly expenses: $10K–$50K
- Accounts: 3–4 accounts
Tier 3
Scale
Larger or more complex businesses.
$799
/month
Best fit if:
- Transactions: 200–500/month
- Monthly expenses: $50K–$200K
- Accounts: 5+ accounts
See the full pricing breakdown including complexity adders, cleanup pricing, and FAQ.
St. Petersburg FAQ
Common questions from St. Petersburg-area business owners.
No. We're 90 minutes east in Polk County (Auburndale / Lakeland). The entire engagement runs remote — bank feeds, secure document upload, video calls. We've never had a St. Pete client miss in-person; the cross-bay drive isn't a fit for either of us.
Yes. Florida state sales tax (6%) plus the Pinellas discretionary surtax (1%) tracked correctly per transaction, plus Pinellas tourist development tax (6%) for any short-term rental. We prepare the returns for filing; you or your CPA submit.
We handle the bookkeeping side of brewery operations — COGS by SKU, kegs vs. packaged vs. on-premise revenue, distribution accounts receivable, and the TTB / Florida ABT expense and tax tracking your CPA expects to see at year-end. Federal TTB excise filings are typically handled by you or a specialist (and we'll help set you up with one if you don't have it).
Same pricing. We don't price by city — Pinellas and Hillsborough clients pay the same rates as a Polk County client. See our pricing page for the tiers; the only thing that moves price is your transaction volume, account count, and complexity.
Yes. We offer Spanish-friendly support — calls, emails, and document review can run in Spanish whenever that's easier for the client. St. Pete's Hispanic small-business community is concentrated in parts of the Kenwood and Grand Central areas; we serve clients in those neighborhoods directly.
Above 500 transactions/month or active multi-entity work we quote custom — typical engagements at that level run $1,000–$2,500/mo. If you outgrow that too, we'd hand you to a downtown firm or an outsourced controller and not charge you a transition fee. We'd rather refer up than over-promise.
Nearby service areas
St. Petersburg small business? Let's talk.
Book a free 30-minute consultation. We'll review where your books stand and recommend the right next step. Phone, video, or email — whatever works.