Pricing

Transparent monthly bookkeeping pricing.

Three plans built around transaction volume and complexity — not your revenue. Pick the tier that matches how your business actually runs. No surprise invoices, no setup fees on the monthly plans.

Not sure which tier?

A quick way to match your business to a plan.

Most small business owners don't have their monthly transaction count memorized — that's fine. Use the rough description that fits best.

You're a freelancer or solo owner

Sole prop or single-member LLC. Under ~50 transactions a month. One or two bank/credit accounts. No employees on payroll.

→ Starter

Your business is established and growing

Established small business. Roughly 50–200 transactions a month. Three or four bank/credit accounts. 1–10 employees on payroll. Most clients land here.

→ Growth (most popular)

You run a larger or more complex business

Growing business with 200–500 transactions a month. Five or more accounts. Multi-entity, inventory, or active advisory needs. Want full accrual accounting with AP/AR management.

→ Scale

Monthly Plans

Three plans. Pick the one that fits.

Every plan includes monthly reconciliation, transaction categorization, P&L and Balance Sheet, books closed on a fixed monthly schedule, and direct access for questions.

Tier 1

Starter

For solo owners and freelancers getting their books on a system.

$149 /month

Best fit if:

Transactions: under 50/month
Monthly expenses: under $10K
Accounts: 1–2 bank or credit accounts
Employees: no payroll
Inventory: none

Monthly reconciliation of up to 2 bank/credit card accounts
Up to 50 transactions categorized
Cash-basis bookkeeping
Monthly P&L and Balance Sheet (PDF + QBO access)
Books closed by the 10th business day
Email support, 1 business day response
Quarterly 15-minute check-in call
Client portal + secure document upload

Overages: $1/transaction over 50, $25/additional account. QuickBooks Online Simple Start billed separately or bundled at wholesale.

Get started with Starter

Growth

For established small businesses ready for a real monthly close.

$399 /month

Best fit if:

Transactions: 50–200/month
Monthly expenses: $10K–$50K
Accounts: 3–4 bank or credit accounts
Employees: 1–10 (payroll journal integration included)
Inventory: light or none

Includes everything in Starter, plus:

Up to 4 bank/credit card accounts
Up to 200 transactions categorized
Accrual or modified-cash basis (your choice)
Monthly Cash Flow Statement
Sales tax filing in 1 state
1099 preparation (up to 10 at year-end)
Payroll journal integration (Gusto, QBO Payroll, ADP)
Monthly 30-minute review call via Zoom
Direct message channel for same-day questions
Annual CPA-ready tax package in January

Overages: $1/txn over 200, $50/additional state sales tax, $10/extra 1099.

Get started with Growth

Tier 3

Scale

For growing businesses with more complexity, more accounts, and more advisory needs.

$799 /month

Best fit if:

Transactions: 200–500/month
Monthly expenses: $50K–$200K
Accounts: 5+ bank, credit, or payment accounts
Entities: multi-entity, class, or inventory tracking

Includes everything in Growth, plus:

Up to 6 bank/credit card accounts
Up to 500 transactions categorized
Full accrual accounting (inventory, prepaids, deferred revenue)
AP/AR management (Bill.com or Melio integration)
Multi-entity or class/department tracking
Monthly custom reports (KPI dashboard, budget vs. actual)
Weekly reconciliation cadence (every Friday)
Year-round tax coordination with your CPA
Biweekly 30-minute strategy call

Above this: quote custom (typical engagements $1,000–$2,500/mo).

Talk about Scale

Above Scale (500+ transactions, large multi-entity work, or active CFO-level engagements) we quote custom — typical custom engagements run $1,000–$2,500/month.

Reference

Transaction volume + monthly expenses → tier

A quick reference, not a hard rule. Final pricing depends on complexity factors below.

Monthly transactions	Monthly business expenses	Plan	Monthly price
Under 50	Under $10K	Starter	$149
50–200	$10K–$50K	Growth most clients	$399
200–500	$50K–$200K	Scale	$799
500+	$200K+	Custom	$1,000–$2,500

Why we don't price on revenue: a $500K services business with 30 transactions/month pays Starter. A $200K e-commerce business with 600 transactions/month pays Scale. Volume and complexity drive the work, not gross revenue.

Add-ons

Complexity factors that adjust pricing

If your business has any of the following, we add a fixed monthly amount on top of the base tier. Always quoted upfront — never invoiced as a surprise.

Complexity factor	Added cost
Each bank/credit account beyond tier limit	+$25/mo
Each additional state sales tax filing	+$50/mo
Inventory tracking	+$75–$150/mo
Class / department / project tracking	+$50–$100/mo
Multi-entity / multi-company	+$150–$300/mo
Weekly cadence (vs. monthly)	+40–50% of base
Full payroll processing (vs. journal only)	+$75/mo + $8/employee
AP/AR management (vs. reporting only)	+$100–$300/mo
E-commerce platform integration (per platform)	+$75/mo
Foreign currency transactions	+$50/mo

Cleanup

What if my books are behind?

If you're months (or years) behind, we'll do the catch-up cleanup first — then start your monthly plan with current books.

Catch-up cleanup pricing

Cleanup runs 80–100% of your eventual monthly tier × the number of months behind, with a $500 minimum. We give you a flat quote before starting.

Example: Growth-tier business 6 months behind ≈ $2,400 cleanup (one-time), then $399/mo ongoing.

What working with SoFlo360 looks like

We were three months behind and trying to figure out which 1099s we still needed to send. SoFlo360 sorted it out without making us feel like idiots for being behind. Our monthly close has a calendar date on it now, which is honestly the part that changed everything.

Marcos R.

Owner, residential construction subcontractor — Central Florida

Construction · subcontractor Growth plan

Honestly the part I appreciate is that I can text a question and get a real answer the same day. Tips, booth rent, product retail, payroll for two part-timers — it was a mess in QuickBooks before. Now I just look at my P&L and know what I made.

Yesenia M.

Owner, hair salon — Tampa Bay area

Salon · 4-chair shop Starter plan

We sell on Shopify and Amazon and the fees alone used to throw our numbers off by thousands. Books are reconciled monthly to the dollar now and our CPA hasn't had a single follow-up question at tax time. That alone paid for the plan.

Daniel T.

Co-founder, e-commerce brand — South Florida

E-commerce · Shopify Scale plan

Frequently Asked

Pricing questions, answered.

We price by transaction volume, number of bank and credit card accounts, and complexity — not by revenue. A $500K services business with 30 transactions per month pays Starter pricing. A $200K e-commerce business with 600 transactions per month pays Scale pricing.

If your monthly transactions exceed your tier limit for two consecutive months, we'll re-quote at the next tier — and we tell you before that happens, not after. No surprise invoices.

No standard onboarding fee on the monthly plans. If your books need catch-up or cleanup before we can start monthly work, we'll quote that separately based on how many months are behind. Cleanup typically runs 80–100% of the ongoing monthly tier per month behind, with a $500 minimum.

We can bundle your QuickBooks Online subscription at our wholesale rate, or you can keep it billed to your business directly. Either works.

Tax preparation, personal finance work, audit support, and CFO-level strategy are not included in the monthly plans. We can refer you to a CPA partner for tax filing and provide year-end CPA-ready records as part of Growth and Scale tiers.

Yes. You can upgrade or downgrade at any monthly cycle. Most clients start in Starter or Growth and move up as their business grows.

Ready to put your books on a plan?

Free 30-minute consultation. We'll review your current setup and recommend a tier — even if it's not Growth.

Book a Free Consultation View Services