Pricing

Transparent monthly bookkeeping pricing.

Three plans built around transaction volume and complexity — not your revenue. Pick the tier that matches how your business actually runs. No surprise invoices, no setup fees on the monthly plans.

Not sure which tier?

A quick way to match your business to a plan.

Most small business owners don't have their monthly transaction count memorized — that's fine. Use the rough description that fits best.

You're a freelancer or solo owner

Sole prop or single-member LLC. Under ~50 transactions a month. One or two bank/credit accounts. No employees on payroll.

→ Starter

Your business is established and growing

Established small business. Roughly 50–200 transactions a month. Three or four bank/credit accounts. 1–10 employees on payroll. Most clients land here.

→ Growth (most popular)

You run a larger or more complex business

Growing business with 200–500 transactions a month. Five or more accounts. Multi-entity, inventory, or active advisory needs. Want full accrual accounting with AP/AR management.

→ Scale

Monthly Plans

Three plans. Pick the one that fits.

Every plan includes monthly reconciliation, transaction categorization, P&L and Balance Sheet, books closed on a fixed monthly schedule, and direct access for questions.

Tier 1

Starter

For solo owners and freelancers getting their books on a system.

$149 /month

Best fit if:

Transactions: under 50/month
Monthly expenses: under $10K
Accounts: 1–2 bank or credit accounts
Employees: no payroll
Inventory: none

Monthly reconciliation of up to 2 bank/credit card accounts
Up to 50 transactions categorized
Cash-basis bookkeeping
Monthly P&L and Balance Sheet (PDF + QBO access)
Books closed by the 10th business day
Email support, 1 business day response
Quarterly 15-minute check-in call
Client portal + secure document upload

Overages: $1/transaction over 50, $25/additional account. QuickBooks Online Simple Start billed separately or bundled at wholesale.

Get started with Starter

Growth

For established small businesses ready for a real monthly close.

$399 /month

Best fit if:

Transactions: 50–200/month
Monthly expenses: $10K–$50K
Accounts: 3–4 bank or credit accounts
Employees: 1–10 (payroll journal integration included)
Inventory: light or none

Includes everything in Starter, plus:

Up to 4 bank/credit card accounts
Up to 200 transactions categorized
Accrual or modified-cash basis (your choice)
Monthly Cash Flow Statement
Sales tax filing in 1 state
1099 preparation (up to 10 at year-end)
Payroll journal integration (Gusto, QBO Payroll, ADP)
Monthly 30-minute review call via Zoom
Direct message channel for same-day questions
Annual CPA-ready tax package in January

Overages: $1/txn over 200, $50/additional state sales tax, $10/extra 1099.

Get started with Growth

Tier 3

Scale

For growing businesses with more complexity, more accounts, and more advisory needs.

$799 /month

Best fit if:

Transactions: 200–500/month
Monthly expenses: $50K–$200K
Accounts: 5+ bank, credit, or payment accounts
Entities: multi-entity, class, or inventory tracking

Includes everything in Growth, plus:

Up to 6 bank/credit card accounts
Up to 500 transactions categorized
Full accrual accounting (inventory, prepaids, deferred revenue)
AP/AR management (Bill.com or Melio integration)
Multi-entity or class/department tracking
Monthly custom reports (KPI dashboard, budget vs. actual)
Weekly reconciliation cadence (every Friday)
Year-round tax coordination with your CPA
Biweekly 30-minute strategy call

Above this: quote custom (typical engagements $1,000–$2,500/mo).

Talk about Scale

Above Scale (500+ transactions, large multi-entity work, or active CFO-level engagements) we quote custom — typical custom engagements run $1,000–$2,500/month.

Side-by-side

What's included at each tier.

The same information as the three tier cards above, flattened into a feature matrix so it's easier to see exactly where the breakpoints are. ✓ means included, — means not included, "Add-on" means available as a quoted complexity adder.

Feature	Starter $149/mo	Growth $399/mo Most popular	Scale $799/mo
Monthly bank/credit accounts reconciled	Up to 2	Up to 4	Up to 6+
Transactions categorized per month	Up to 50	Up to 200	Up to 500
Accounting basis	Cash-basis	Cash or accrual	Full accrual
P&L and Balance Sheet (monthly)	✓	✓	✓
Cash Flow Statement (monthly)	—	✓	✓
Custom reports / KPI dashboard	—	—	✓
Books closed by	10th business day	10th business day	5th business day (weekly cadence)
Florida sales tax preparation	✓ (state + 1 surtax)	✓ (state + 1 surtax)	✓ (state + 1 surtax)
Multi-state sales tax	Add-on	1 state included; add-on for more	1 state included; add-on for more
Tourist development tax (county TDT)	Add-on	✓	✓
1099 preparation at year-end	—	Up to 10 included	Unlimited included
Payroll journal integration	—	✓ (Gusto, QBO Payroll, ADP)	✓ (Gusto, QBO Payroll, ADP)
Full payroll processing	Add-on	Add-on	Add-on
AP/AR reporting	—	✓	✓
AP/AR management (Bill.com / Melio)	—	—	✓
Inventory tracking	—	Add-on	✓
Multi-entity / multi-company	—	Add-on	✓
Class / department / project tracking	—	Add-on	✓
E-commerce platform integration	Add-on	Add-on	Add-on
Year-end CPA-ready package	✓	✓	✓
Year-round CPA coordination	—	—	✓
Support response time (email)	1 business day	1 business day	1 business day
Direct message channel (same-day)	—	✓	✓
Scheduled review calls	Quarterly 15 min	Monthly 30 min	Biweekly 30 min
Spanish-friendly support	✓	✓	✓
Client portal + secure document upload	✓	✓	✓
Cleanup pricing (if needed)	80–100% × months × tier	80–100% × months × tier	80–100% × months × tier
QuickBooks Online (separate)	Bundle at wholesale or BYO	Bundle at wholesale or BYO	Bundle at wholesale or BYO

Above Scale we quote custom — typical custom engagements run $1,000–$2,500/month. Add-ons are quoted as fixed monthly amounts on top of the base tier; never invoiced as a surprise.

Reference

Transaction volume + monthly expenses → tier

A quick reference, not a hard rule. Final pricing depends on complexity factors below.

Monthly transactions	Monthly business expenses	Plan	Monthly price
Under 50	Under $10K	Starter	$149
50–200	$10K–$50K	Growth most clients	$399
200–500	$50K–$200K	Scale	$799
500+	$200K+	Custom	$1,000–$2,500

Why we don't price on revenue: a $500K services business with 30 transactions/month pays Starter. A $200K e-commerce business with 600 transactions/month pays Scale. Volume and complexity drive the work, not gross revenue.

Add-ons

Complexity factors that adjust pricing

If your business has any of the following, we add a fixed monthly amount on top of the base tier. Always quoted upfront — never invoiced as a surprise.

Complexity factor	Added cost
Each bank/credit account beyond tier limit	+$25/mo
Each additional state sales tax filing	+$50/mo
Inventory tracking	+$75–$150/mo
Class / department / project tracking	+$50–$100/mo
Multi-entity / multi-company	+$150–$300/mo
Weekly cadence (vs. monthly)	+40–50% of base
Full payroll processing (vs. journal only)	+$75/mo + $8/employee
AP/AR management (vs. reporting only)	+$100–$300/mo
E-commerce platform integration (per platform)	+$75/mo
Foreign currency transactions	+$50/mo

Cleanup

What if my books are behind?

If you're months (or years) behind, we'll do the catch-up cleanup first — then start your monthly plan with current books.

Catch-up cleanup pricing

Cleanup runs 80–100% of your eventual monthly tier × the number of months behind, with a $500 minimum. We give you a flat quote before starting.

Example: Growth-tier business 6 months behind ≈ $2,400 cleanup (one-time), then $399/mo ongoing.

What working with SoFlo360 looks like

I really recommend their service. They explain everything and make you feel secure.

Marcela B.

Owner, e-commerce business — Orlando area

E-commerce Growth plan

It really pays off having SoFlo360 keeping track of the finances every month. It helps us see our financial health at a glance, cut costs, and at the end of the year, it is easy to file taxes since all of the numbers are ready.

Brian H.

Owner, construction business — Tampa Bay area

Construction Scale plan

Jin is awesome. He helped me understand what costs were deductible and what costs to keep track of. I paid less in taxes working with him than when I was keeping track of it on my own.

Jason C.

Rideshare driver — Ocala

Rideshare · 1099 Starter plan

Frequently Asked

Pricing questions, answered.

We price by transaction volume, number of bank and credit card accounts, and complexity — not by revenue. A $500K services business with 30 transactions per month pays Starter pricing. A $200K e-commerce business with 600 transactions per month pays Scale pricing.

If your monthly transactions exceed your tier limit for two consecutive months, we'll re-quote at the next tier — and we tell you before that happens, not after. No surprise invoices.

No standard onboarding fee on the monthly plans. If your books need catch-up or cleanup before we can start monthly work, we'll quote that separately based on how many months are behind. Cleanup typically runs 80–100% of the ongoing monthly tier per month behind, with a $500 minimum.

We can bundle your QuickBooks Online subscription at our wholesale rate, or you can keep it billed to your business directly. Either works.

Tax preparation, personal finance work, audit support, and CFO-level strategy are not included in the monthly plans. We can refer you to a CPA partner for tax filing and provide year-end CPA-ready records as part of Growth and Scale tiers.

Yes. You can upgrade or downgrade at any monthly cycle. Most clients start in Starter or Growth and move up as their business grows.

Ready to put your books on a plan?

Free 30-minute consultation. We'll review your current setup and recommend a tier — even if it's not Growth.

Book a Free Consultation View Services