# SoFlo360 — Florida Small Business Bookkeeping

SoFlo360 Accounting Services provides bookkeeping, payroll support, accounts payable / accounts receivable, and QuickBooks cleanup for Florida startups and small businesses. Cloud-based, remote across the U.S. Spanish-friendly support available.

## Site map

- [Home](https://soflo360.com/) — Florida small business bookkeeping
- [Services](https://soflo360.com/services) — All four service categories
- [Bookkeeping](https://soflo360.com/bookkeeping) — Monthly books, cleanup, reports
- [Payroll Support](https://soflo360.com/payroll-support) — Setup, runs, tracking
- [AP & AR Support](https://soflo360.com/accounts-payable-receivable) — Bills, invoices, aging
- [QuickBooks Cleanup](https://soflo360.com/quickbooks-cleanup) — Setup, COA, reconciliation
- [Pricing](https://soflo360.com/pricing) — Three transparent monthly tiers + side-by-side comparison table.
- [About](https://soflo360.com/about) — Founder Jin Omori, certifications, approach
- [Blog](https://soflo360.com/blog) — Small business bookkeeping resources
- [Florida Sales Tax Calculator](https://soflo360.com/florida-sales-tax-calculator) — Free tool: 2026 state + county sales tax rates for all 67 counties, with the $5,000 single-item surtax cap
- [S-Corp vs. LLC Tax Calculator](https://soflo360.com/s-corp-vs-llc-tax-calculator) — Free tool: estimate self-employment tax savings from an S-Corp election based on profit and reasonable salary
- [Catch-Up Bookkeeping Cost Calculator](https://soflo360.com/catch-up-bookkeeping-cost-calculator) — Free tool: ballpark the cost to bring behind books current, by months behind and complexity
- [Realtor Commission Tax Set-Aside Calculator](https://soflo360.com/realtor-commission-tax-calculator) — Free tool: see how much of each real estate commission to set aside for federal income and self-employment taxes
- [Self-Employment Tax Calculator](https://soflo360.com/self-employment-tax-calculator) — Free tool: 2026 self-employment + federal income tax estimate for 1099 workers, plus what to set aside each quarter
- [Quarterly Estimated Tax Calculator](https://soflo360.com/quarterly-estimated-tax-calculator) — Free tool: estimate your 2026 federal tax and what to pay the IRS each quarter, with the due dates
- [Mileage Deduction Calculator](https://soflo360.com/mileage-deduction-calculator) — Free tool: turn business miles into an estimated deduction at the 72.5¢ 2026 IRS rate, with estimated tax savings
- [Bookkeeping Price Estimator](https://soflo360.com/bookkeeping-price-estimator) — Free tool: maps transactions, accounts, payroll, and complexity to a recommended monthly plan and price
- [Restaurant Prime Cost Calculator](https://soflo360.com/restaurant-prime-cost-calculator) — Free tool: combine COGS and labor to see prime cost as a percentage of sales vs the typical target range
- [Tools & Resources](https://soflo360.com/resources) — Free calculators and plain-language guides for Florida small businesses
- [FAQ](https://soflo360.com/faq) — Consolidated frequently asked questions: pricing, onboarding, document security, software, scope, switching bookkeepers, and what we don't do
- [Service Areas](https://soflo360.com/service-areas) — All 25 Florida city pages, grouped by county
- [Referral Program](https://soflo360.com/referral) — Refer a Florida small business; you get a month free, they get $100 off month one
- [Contact](https://soflo360.com/contact) — Free consultation

## Industry landing pages

- [Restaurant Bookkeeping Services](https://soflo360.com/restaurant-bookkeeping-services) — Food cost, labor, tips, daily sales, Florida sales tax for independents and small-group restaurants.
- [Real Estate Agent Bookkeeping](https://soflo360.com/real-estate-bookkeeping-services) — Commission tracking, splits, referral fees, 1099 records, Schedule C and S-corp-ready books.
- [Construction Bookkeeping Services](https://soflo360.com/construction-bookkeeping-services) — Job costing, WIP, retainage, 1099 vendor records for subcontractors and GCs.
- [E-Commerce Bookkeeping Services](https://soflo360.com/ecommerce-bookkeeping-services) — Channel-level revenue, COGS, inventory, multi-state sales tax for Shopify, Amazon, multi-channel sellers.
- [Short-Term Rental Bookkeeping](https://soflo360.com/short-term-rental-bookkeeping-services) — Per-property tracking, Florida transient tax, Schedule E/C support for Airbnb and VRBO hosts.

## Pricing summary

- Starter: $149/month. Under 50 transactions/mo, 1–2 bank/credit accounts, no payroll. Best for freelancers and solo owners.
- Growth: $399/month (most popular). 50–200 transactions/mo, 3–4 accounts, 1–10 employees on payroll, monthly cash flow statement, 1099 prep, sales tax filing in 1 state.
- Scale: $799/month. 200–500 transactions/mo, 5+ accounts, multi-entity or inventory, AP/AR management, weekly close cadence.
- Custom: $1,000–$2,500/month for 500+ transactions, multi-entity at scale, or active advisory engagements.
- A side-by-side comparison table at https://soflo360.com/pricing details the exact feature differences across Starter, Growth, and Scale.

## Service Areas (13 cities)

### Polk County — home market (in-person meetings available)
- Lakeland, FL: https://soflo360.com/bookkeeping-services-lakeland
- Winter Haven, FL: https://soflo360.com/bookkeeping-services-winter-haven
- Haines City, FL: https://soflo360.com/bookkeeping-services-haines-city
- Davenport, FL: https://soflo360.com/bookkeeping-services-davenport

### Hillsborough County
- Tampa, FL: https://soflo360.com/bookkeeping-services-tampa
- Plant City, FL: https://soflo360.com/bookkeeping-services-plant-city

### Osceola & Orange Counties
- Orlando, FL: https://soflo360.com/bookkeeping-services-orlando
- Kissimmee, FL: https://soflo360.com/bookkeeping-services-kissimmee
- St. Cloud, FL: https://soflo360.com/bookkeeping-services-st-cloud

### Pinellas County
- Clearwater, FL: https://soflo360.com/bookkeeping-services-clearwater
- St. Petersburg, FL: https://soflo360.com/bookkeeping-services-st-petersburg
- Dunedin, FL: https://soflo360.com/bookkeeping-services-dunedin

### South Florida
- Miami, FL: https://soflo360.com/bookkeeping-services-miami
- Gainesville, FL: https://soflo360.com/bookkeeping-services-gainesville
- Ybor City, FL: https://soflo360.com/bookkeeping-services-ybor-city
- Brandon, FL: https://soflo360.com/bookkeeping-services-brandon
- Sarasota, FL: https://soflo360.com/bookkeeping-services-sarasota
- Fort Myers, FL: https://soflo360.com/bookkeeping-services-fort-myers
- Naples, FL: https://soflo360.com/bookkeeping-services-naples
- Key West, FL: https://soflo360.com/bookkeeping-services-key-west
- Fort Lauderdale, FL: https://soflo360.com/bookkeeping-services-fort-lauderdale
- St. Augustine, FL: https://soflo360.com/bookkeeping-services-st-augustine
- Jacksonville, FL: https://soflo360.com/bookkeeping-services-jacksonville
- Panama City, FL: https://soflo360.com/bookkeeping-services-panama-city
- Tallahassee, FL: https://soflo360.com/bookkeeping-services-tallahassee

## Referral Program

The SoFlo360 referral program (https://soflo360.com/referral) rewards referrers with one free month of bookkeeping (a credit equal to their current monthly plan) and gives the referred business $100 off their first month. No caps. CPAs and frequent referrers can request a 1099 cash arrangement.

## Blog posts (64 total)

- [1099 Contractor Tax Deductions: What You Can Claim](https://soflo360.com/blog/1099-contractor-tax-deductions)
- [1099-K Explained: Venmo, PayPal, Cash App](https://soflo360.com/blog/1099-k-explained)
- [1099 vs W-2: What's the Difference?](https://soflo360.com/blog/1099-vs-w2-difference)
- [Benefits of Outsourcing Payroll for Small Business](https://soflo360.com/blog/benefits-of-outsourcing-payroll)
- [Bookkeeping for Construction Businesses](https://soflo360.com/blog/bookkeeping-for-construction-business)
- [Bookkeeping for E-commerce Sellers](https://soflo360.com/blog/bookkeeping-for-ecommerce-sellers)
- [Bookkeeping for Real Estate Agents](https://soflo360.com/blog/bookkeeping-for-real-estate-agents)
- [Bookkeeping for Restaurants in Florida](https://soflo360.com/blog/bookkeeping-for-restaurants-florida)
- [Bookkeeping for Salons and Barbershops](https://soflo360.com/blog/bookkeeping-for-salons-barbershops)
- [Bookkeeping for Short-Term Rentals and Airbnb](https://soflo360.com/blog/bookkeeping-for-short-term-rentals)
- [Bookkeeping for Trucking and Owner-Operators](https://soflo360.com/blog/bookkeeping-for-trucking)
- [Cash vs Accrual Accounting: Which Is Right?](https://soflo360.com/blog/cash-vs-accrual-accounting)
- [Common QuickBooks Mistakes and How to Fix Them](https://soflo360.com/blog/common-quickbooks-mistakes)
- [Florida Sales Tax Guide for Small Businesses](https://soflo360.com/blog/florida-sales-tax-small-business-guide)
- [How Long to Keep Business Records](https://soflo360.com/blog/how-long-to-keep-business-records)
- [How Much Cash Should a Business Keep on Hand?](https://soflo360.com/blog/how-much-cash-business-should-keep)
- [How Much to Set Aside for 1099 Taxes](https://soflo360.com/blog/how-much-to-set-aside-for-1099-taxes)
- [How to Pay an Independent Contractor (1099 Guide)](https://soflo360.com/blog/how-to-pay-an-independent-contractor-1099)
- [How to Pay Yourself From a Small Business](https://soflo360.com/blog/how-to-pay-yourself-small-business)
- [How to Switch Bookkeepers: A Clean Handoff Guide](https://soflo360.com/blog/how-to-switch-bookkeepers)
- [Monthly Bookkeeping vs Catch-Up: Which Do You Need?](https://soflo360.com/blog/monthly-bookkeeping-vs-catch-up-bookkeeping)
- [Most Overlooked Small Business Tax Deductions](https://soflo360.com/blog/most-overlooked-tax-deductions)
- [QBI Deduction Explained: Do You Qualify?](https://soflo360.com/blog/qbi-deduction-explained)
- [Quarterly Estimated Taxes Guide for Self-Employed](https://soflo360.com/blog/quarterly-estimated-taxes-guide)
- [S Corp vs LLC: Pros and Cons Explained](https://soflo360.com/blog/s-corp-vs-llc-pros-and-cons)
- [Section 179 and Bonus Depreciation Guide](https://soflo360.com/blog/section-179-bonus-depreciation)
- [Top 5 Small Business Bookkeeping Mistakes](https://soflo360.com/blog/small-business-bookkeeping-mistakes)
- [10 Small Business Bookkeeping Tips](https://soflo360.com/blog/small-business-bookkeeping-tips)
- [Small Business Tax Deductions: What You Can Claim](https://soflo360.com/blog/small-business-tax-deductions)
- [What Is a Cash Flow Statement?](https://soflo360.com/blog/what-is-a-cash-flow-statement)
- [What Is a Full Charge Bookkeeper? (And Does Your Business Need One)](https://soflo360.com/blog/what-is-a-full-charge-bookkeeper)
- [What Is Bookkeeping? A Plain-English Guide](https://soflo360.com/blog/what-is-bookkeeping)
- [When to Elect S Corp Status for Your Business](https://soflo360.com/blog/when-to-consider-s-corp)
- [When to Hire a Bookkeeper for Your Business](https://soflo360.com/blog/when-to-hire-a-bookkeeper)
- [Why Hire a Bookkeeper as a Small Business Owner?](https://soflo360.com/blog/why-hire-a-bookkeeper-small-business-owner)
- [Year-End Bookkeeping Checklist for Small Business](https://soflo360.com/blog/year-end-bookkeeping-checklist)
- [I-9 vs. W-2: What's the Difference When You Hire?](https://soflo360.com/blog/i-9-vs-w-2-difference)
- [What to Track Each Month as a 1099 Real Estate Agent](https://soflo360.com/blog/monthly-bookkeeping-checklist-real-estate-agents)
- [What a Real Estate Agent Bookkeeping Retainer Includes](https://soflo360.com/blog/real-estate-agent-bookkeeping-retainer)
- [Section 179 & Bonus Depreciation for a Vehicle in QuickBooks](https://soflo360.com/blog/section-179-bonus-depreciation-vehicle-quickbooks)
- [How Much Does Catch-Up Bookkeeping Cost?](https://soflo360.com/blog/how-much-does-catch-up-bookkeeping-cost)
- [Do I Need a Bookkeeper for My Small Business?](https://soflo360.com/blog/do-i-need-a-bookkeeper-small-business)
- [How Much Cash Should a Small Business Keep for Payroll?](https://soflo360.com/blog/how-much-cash-to-keep-for-payroll)
- [What "Full-Service Bookkeeping" Actually Means](https://soflo360.com/blog/what-is-full-service-bookkeeping)
- [Small Business Bookkeeping in Dunedin & Clearwater](https://soflo360.com/blog/bookkeeping-dunedin-clearwater-pinellas)
- [Catch Up on Commission Income Before Tax Season](https://soflo360.com/blog/catch-up-commission-income-before-tax-season)
- [What Is Catch-Up Bookkeeping? (And How to Know You Need It)](https://soflo360.com/blog/what-is-catch-up-bookkeeping)
- [Will You Get a 1099-K from PayPal, Venmo, or Cash App?](https://soflo360.com/blog/will-you-get-1099-k-paypal-venmo-cash-app)
- [How to Do Your Own Small Business Bookkeeping](https://soflo360.com/blog/how-to-do-your-own-small-business-bookkeeping)
- [What's Included in Monthly Bookkeeping Services?](https://soflo360.com/blog/whats-included-in-monthly-bookkeeping-services)
- [Florida Sales Tax for Restaurants & Bars](https://soflo360.com/blog/florida-sales-tax-restaurants-bars)
- [Small Business Bookkeeping in Tampa: A Practical Guide](https://soflo360.com/blog/small-business-bookkeeping-tampa-guide)
- [Small Business Bookkeeping in Orlando: A Practical Guide](https://soflo360.com/blog/small-business-bookkeeping-orlando-guide)
- [Bookkeeping for Miami Small Businesses](https://soflo360.com/blog/bookkeeping-miami-small-businesses)
- [Tracking Quarterly Taxes in QuickBooks When You're Self-Employed](https://soflo360.com/blog/tracking-quarterly-taxes-quickbooks-self-employed)
- [Bookkeeping Setup Checklist for a New Florida LLC](https://soflo360.com/blog/bookkeeping-setup-checklist-new-florida-llc)
- [Bookkeeper vs. Accountant vs. CPA: Which Does Your Small Business Need?](https://soflo360.com/blog/bookkeeper-vs-accountant-vs-cpa)
- [Real Estate Agent Tax Deductions: The Complete List](https://soflo360.com/blog/real-estate-agent-tax-deductions)
- [How to Read Your Balance Sheet: A Small Business Owner's Guide](https://soflo360.com/blog/how-to-read-balance-sheet)
- [How to Read Your Profit & Loss Statement: A Small Business Owner's Guide](https://soflo360.com/blog/how-to-read-profit-and-loss-statement)
- [How to Set Up a Chart of Accounts for Your Small Business](https://soflo360.com/blog/how-to-set-up-chart-of-accounts)
- [Mileage Tracking for Real Estate Agents: The Complete Guide](https://soflo360.com/blog/mileage-tracking-real-estate-agents)
- [Quarterly Estimated Taxes for Real Estate Agents](https://soflo360.com/blog/quarterly-estimated-taxes-real-estate-agents)
- [Should a Real Estate Agent Form an S-Corp?](https://soflo360.com/blog/real-estate-agent-s-corp)
- [How Much Does a Bookkeeper Cost in Florida? A 2026 Pricing Guide](https://soflo360.com/blog/how-much-does-a-bookkeeper-cost-florida)